Monthly Market Snapshot:

Introducing the July edition of our Monthly Market Snapshot, where we examine the latest trends and developments in the Northern Ireland housing market.&nbsp;&nbsp;The full report can be viewed below or accessed here: <a href="https://content-hub.propertypal.com/media/Monthly_Snapshot_Jul25_Final_1430fd369a/Monthly_Snapshot_Jul25_Final_1430fd369a.pdf">Download PDF</a>

Sales Enquiries

+27%

House Sales

+14%

House Prices

+7.3%

Key highlights from the report include:

The Northern Ireland housing market activity remained strong in July, with house sales up 14% compared to last year and prices rising by 7.3%, according to PropertyPal’s latest market snapshot.Indeed, the leading property portal also reported a 27% annual increase in sales enquiries, with the recent interest rate cut by the Bank of England expected to help sustain ongoing buyer activity. Meanwhile, rental market conditions have softened. Enquiries have eased, rental growth is moderating, and the average time to let agreed has increased from 30 to 37 days over the past year.

&nbsp;<blockquote>Jordan Buchanan, Chief Executive Officer at PropertyPal, commented on the July housing market:"Market activity remained strong in July, with newly agreed sales up 14% on last year and prices rising by 7.3%. There remains strong evidence of heightened buyer demand with growth in search activity leading to a more significant 27% increase in enquiries for properties for sale. The recent interest rate cut is expected to support this momentum throughout the rest of the year. In the rental market, we’re seeing further signs of softening demand, with tenant enquiries easing and the pace of rent growth moderating to 6.7%," he adds.&nbsp;</blockquote>

Introducing the July 2025 edition of our Monthly Market Snapshot, where we examine the latest trends and developments in the NI housing market.

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Monthly Market Snapshot: July 2025

Think you know everything about&nbsp;<a href="https://bit.ly/4etPZpE">Co-Ownership</a>? Think again. Whether you’re considering buying your first home or just curious about your options, here are five surprising facts that show how flexible, accessible and well-established Co-Ownership really is. 1. They’ve been around since the ’70s.Co-Ownership launched in 1978, the same year Grease hit cinemas. That’s over 45 years of helping people into home ownership across Northern Ireland. They’re not new, They’re trusted.2. They’re a not-for-profit and proud of it.Every penny they make is reinvested into helping others. As a not-for-profit organisation, Co-Ownership exists purely to support people in buying homes, not to make a profit from them.3. They’ve already helped over 34,000 people buy a home.They currently support over 10,500 customers and make up 8% of the first-time buyer market in Northern Ireland. That’s one in every twelve first-time buyers!4.&nbsp;You might not need a deposit.Last year, half of their applicants had no deposit saved. Some lenders in Northern Ireland will accept the Co-Ownership share as your deposit, helping you buy sooner than you thought possible.5.&nbsp;When you want to you can buy them out.You don’t have to stay with Co-Ownership forever. Most customers go on to buy out Co-Ownership’s share, with over 50% doing so within 10 years. Whether it’s 5% chunks or all at once, the choice is yours.<img src="https://content-hub.propertypal.com/media/Screenshot_2025_08_27_at_18_40_35_0598a2e6aa/Screenshot_2025_08_27_at_18_40_35_0598a2e6aa.png" alt="Screenshot 2025-08-27 at 18.40.35.png" srcset="https://content-hub.propertypal.com/media/thumbnail_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa/thumbnail_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa.png 245w,https://content-hub.propertypal.com/media/small_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa/small_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa.png 500w,https://content-hub.propertypal.com/media/medium_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa/medium_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa.png 750w,https://content-hub.propertypal.com/media/large_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa/large_Screenshot_2025_08_27_at_18_40_35_0598a2e6aa.png 1000w," sizes="100vw">Find out more about <a href="https://bit.ly/4etPZpE">Co-Ownership</a>&nbsp;

From no-deposit options to buying them out easily, discover five surprising facts about how Co-Ownership helps buyers across Northern Ireland.


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5 Things You Didn’t Know About Co-Ownership

Who Does Co-Ownership Help?

<a href="https://bit.ly/4lftDKQ ">Co-Ownership</a> isn’t just for first time buyers, it’s for anyone who needs a helping hand getting onto (or back onto) the property ladder. Whether it’s the struggle to save a deposit, a shift in life circumstances or affordability barriers, Co-Ownership can make home ownership possible for more people across Northern Ireland. Since they opened in 1978 Co-Ownership has helped over 34,000 people become homeowners, and they currently have over 10,500 customers.So, who are these customers?According to Co-Ownership’s 2024/25 insights:<ul><li>The average customer is 34 years old</li><li>Nearly half (49%) came from the rental market</li><li>A huge 91% were first time buyers</li><li>The average income is around £27,000</li></ul>And while many are stepping on the property ladder for the first time, Co-Ownership also supports people who need to return to it,&nbsp; such as those going through a relationship breakdown or starting over after selling a previous home.<img src="https://content-hub.propertypal.com/media/Screenshot_2025_08_20_at_18_36_43_46d7494553/Screenshot_2025_08_20_at_18_36_43_46d7494553.png" alt="Screenshot 2025-08-20 at 18.36.43.png" srcset="https://content-hub.propertypal.com/media/thumbnail_Screenshot_2025_08_20_at_18_36_43_46d7494553/thumbnail_Screenshot_2025_08_20_at_18_36_43_46d7494553.png 245w,https://content-hub.propertypal.com/media/small_Screenshot_2025_08_20_at_18_36_43_46d7494553/small_Screenshot_2025_08_20_at_18_36_43_46d7494553.png 500w,https://content-hub.propertypal.com/media/medium_Screenshot_2025_08_20_at_18_36_43_46d7494553/medium_Screenshot_2025_08_20_at_18_36_43_46d7494553.png 750w,https://content-hub.propertypal.com/media/large_Screenshot_2025_08_20_at_18_36_43_46d7494553/large_Screenshot_2025_08_20_at_18_36_43_46d7494553.png 1000w," sizes="100vw">⸻ Meet Daniel, one of Co-Ownership’s customers:“My partner &amp; I found ourselves in a tight spot in late 2024 when eviction loomed because our landlord had decided to sell. With rent demand &amp; costs shooting up locally, we decided to look into buying a home – even though saving a deposit wasn’t an easy task.In the midst of a sellers’ market, the homes we thought we could afford were all selling way over asking price. Our mortgage broker suggested we explore Northern Ireland Co-Ownership to overcome our lack of a large deposit &amp; lack of time to save.We decided to give it a go. From the very start, Co-Ownership were really down-to-earth and helpful. We applied and were delighted to be accepted. With their expert support, we found a home that ticked all our boxes — our dream home. The application process was straightforward, and in just five months, the house was built and we’d secured our new home.”And it’s not just about housing, it’s about wellbeing too. In the 2025 Social Impact Report, 85% of customers who responded said their health and wellbeing had improved since buying with Co-Ownership.And while many are stepping on the property ladder for the first time, Co-Ownership also supports people who need to return to it,&nbsp; such as those going through a relationship breakdown or starting over after selling a previous home.To find out more about Co-Ownership, <a href="https://bit.ly/4lftDKQ ">click here</a><hr>

Learn how Co-Ownership helps people across NI climb onto the property ladder, including renters, singles and those with limited savings.

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Monthly Market Snapshot: July 2025
Published 25 Aug 2025

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